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What Is a Personal Injury Claim? A personal injury claim involves the victim suffering emotional or physical injury as a result of another's negligence. The victim could be entitled to compensation for medical bills, pain, suffering, and lost wages. Other costs could include travel appointments, home modifications, or the cost of care for those with permanent impairments. Certain victims could also be entitled to specific damages for mental suffering. Damages Personal injury claims seek compensation for damages that the victim is suffering due to negligence of an individual or another. Victims are entitled to compensation for economic and other damages. The amount of compensation awarded will depend on the severity and nature of injuries suffered. Compensation may cover medical expenses, lost earnings, emotional distress and suffering and pain. Damages for punitive purposes can be claimed in cases of extreme negligence. In a personal injury lawsuit the compensation is divided into two categories namely special damages and general damages. The financial losses and expenses incurred are known as special damages, and they are usually quantifiable in actual dollar amounts. Keep detailed records of any expenses or losses in order to maximize the amount of money that is repaid by special damages. Future damages are more difficult to quantify since they are based on the severity of a victim's injuries and their expected long-term impact. Lansing injury lawsuit will work with medical experts in order to estimate the cost for ongoing treatment, travel expenses to and from appointments, and any modifications or equipment that might be required due to permanent disabilities. General damages are usually more subjective and can include compensation for the victim's pain and suffering due to an accident. This includes compensation for pain and discomfort that has occurred in the past and also future pain and suffering that is reasonably previsible depending on the severity of the injury. This is why it's important to have a seasoned attorney on your side, as they'll be able to evaluate your claim for suffering and pain, and will provide accurate estimates based on the facts of your case. Other forms of general damages include loss of enjoyment, loss of companionship, and emotional distress. Loss of enjoyment damages compensate victims for the negative impact that an injury has on them being capable of enjoying the activities they used to love. Loss of emotional distress and companionship may be more difficult to quantify, however our lawyers have extensive experience helping victims to determine the right amount of compensation for these kinds of damages. Medical bills Medical expenses can be an important element of the personal injury claim, particularly when an accident results in serious injuries. Unless the injury victim had an existing insurance policy that was covered through a car insurance policy or health insurance policy, they will be responsible for paying back the amount of the medical expenses from their personal injury settlement. Medical-related damages can include hospital visits, surgery and physical therapy. They also cover home care and medication. Accident victims can also claim future medical expenses likely to result from their injuries. These expenses could include surgeries, rehabilitation treatments or the requirement for long-term medication. It is essential that accident victims keep up with their treatment and communicate fully with their doctors. This will help prove that the suffering and pain they experience has monetary value. Staying current with treatments will aid the recovery of an accident victim faster, which is important when proving their case of their claim for pain and suffering. In certain cases, medical bills can be so significant that they exceed a plaintiff's overall settlement. If this is the situation an attorney who specializes in lien reduction can assist in negotiating the medical debt to ensure that more money is put into the accident victim's pocket. Non-economic damages can be just as important as the amount in dollars of an injured person's medical expenses. They can include emotional distress and loss of enjoyment life, and loss of consortium. These damages are difficult to quantify, but they can be compensated. It is important to consult with an experienced injury lawyer when you are pursuing an injury claim in order to ensure that all your losses are taken into consideration. Pain and suffering Personal injury claims cover damages for physical pain and mental suffering. It could also include other damages such as loss of enjoyment of life. The pain and suffering category is one of the types of damages that are subjective which can be difficult to quantify and prove. It's a crucial part of a personal injuries claim. In most personal injury cases the plaintiff is able to claim both economic and non-economic compensatory damages. The former can be tied to tangible losses, like medical expenses and lost wages. The latter include suffering and suffering, loss in consortium in the form of inconvenience, out-of-pocket expenses and other losses that are not monetary. Damages for mental and physical pain are referred to as non-economic damages and are often referred to as “pain and suffering.” They aren't proven by receipts and don't have a set dollar amount associated with them. It is up to the jury to decide what is a fair amount to award. A judge is usually reluctant to change a jury's pain and suffering award. A judge or jury can employ a variety of methods to determine the value for suffering and pain. One of them is the multiplier method which involves multiplying actual damages by a number that depends on the severity of the injury. The per diem method assigns a dollar amount for each day of recovery until they reach maximum medical recovery. If you're using the multiplier or per-diem method, it is crucial that you provide as much documentation and evidence for your claim as you are able to. Included in this are medical records, photographs and witness testimony. In addition you should keep a record detailing your injuries and how they impacted your life. This will help you remember the details of your case if you are required to testify at depositions or in court. If you are unable to reach an agreement with your insurance company, you could have to go to court to resolve your issue. You can engage an attorney in New York to handle your case. A seasoned lawyer can handle your claim and maximize the amount of compensation you receive for your pain and suffering. Loss of wages Lost wages are an important component of the compensation that injured victims receive through their personal injury claims. These are the wages they could have earned had they not been forced to work a lot because of their injuries. The majority of these losses are temporary and reversible. In certain instances, they could be irreparable or permanent. Most people can estimate their lost wages by multiplying their wage by the number weeks or days that they were away from work. For instance, let's say you usually earn $25 an hour ($1,000 per week), and you were injured in a car accident that prevented you from going to work for four weeks. In this instance you'd lose $4,000. Personal injury claims can be more complicated based on the severity and nature of the injury. If you are permanently disabled and cannot return to work, you could be entitled to compensation including future loss of earnings and promotion potential. In these situations you can demonstrate your lost earning capacity by providing evidence of the kinds of jobs you could have accepted in the past and what type of pay these jobs could have earned. You may also need to provide additional documentation in order to prove your lost wages. This might include a letter of verification from your employer, tax records Profit and loss statements, receipts or invoices and business bank accounts or financial-related correspondence. Bonuses and commissions may be included in the calculation of your lost wages. In some instances the insurance company of the other driver may pay your lost wages as a no-fault lawsuit. If this is the case you shouldn't need to file an additional personal injury lawsuit on top of your no-fault claim. If you have been injured in a car crash in New York, or any other type of injury you should speak with an experienced personal injury lawyer. This can help you avoid dealing with the stress of the legal procedure on your own. You can also ensure that you get compensation for your medical bills as well as lost wages, pain and suffering, and other losses.